Todd Brussel | Home Smart Real Estate

Todd J. Brussel

(602) 549-0586

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Todd J. Brussel

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Real Estate Tips

08FEB

Don’t Slash Price, Slash Rate

In the current US real estate landscape, negotiating the purchase price is often less effective than targeting the interest rate itself. This article explains why asking for a “rate buydown” funded by seller concessions saves significantly more money on your monthly mortgage payment than a standard price reduction, offering a crucial strategic advantage for savvy buyers in today’s market.

01FEB

February’s Hidden Buying Window

February presents a rare strategic window for US homebuyers. While mortgage rates have recently dropped to three-year lows, recent pending home sales data indicates that the buyer masses have not yet flooded the market. This article explores how to leverage this temporary lull to negotiate aggressive concessions, target high-inventory regions like the South and West, and secure a property before spring competition drives prices upward.

25JAN

Who Pays? The 2026 Commission Guide

The landscape of US real estate commissions has fundamentally shifted by early 2026, creating new standards for buyers and sellers alike. Following recent industry settlements, mandatory buyer representation agreements and fully negotiable commission structures are now the norm. This guide clarifies who pays whom, explains the necessity of written contracts before touring homes, and explores why sellers should still consider offering agent compensation to maximize their market reach.

Scottsdale, Maricopa County

Scottsdale is a city in Maricopa County, Arizona. The city is located at 33°29’39”N and 111°55’34”W. According to the United States Census Bureau, the city’s population was 230,512. According to the last census, the median income for a household in the city was 75,346. Please visit the city page on my website and you’ll be able to see all real estate data and detailed Scottsdale statistics.

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https://real-estate-website.net/myre/images/images_city/AZ/ChIJlyx3p9kIK4cRGOaPGBLk0iY/1_700.jpg@https://real-estate-website.net/myre/images/images_city/AZ/ChIJy3mhUO0SK4cRrBtKNfjHaYw/1_700.jpg@https://real-estate-website.net/myre/images/images_city/AZ/ChIJN51nLScjK4cRVDuNgwtDFJ8/1_700.jpg@https://real-estate-website.net/myre/images/images_city/AZ/ChIJ44CqppgIK4cRH7QsOa1K3aI/1_700.jpg@https://real-estate-website.net/myre/images/images_city/AZ/ChIJwZLFwMKnK4cRG3dOaRXCD9E/1_700.jpg
Scottsdale, Maricopa County@Phoenix, Maricopa County@Glendale, Maricopa County@Tempe, Maricopa County@Mesa, Maricopa County
/buildings_scottsdale_idChIJlyx3p9kIK4cRGOaPGBLk0iY@/buildings_phoenix_idChIJy3mhUO0SK4cRrBtKNfjHaYw@/buildings_glendale_idChIJN51nLScjK4cRVDuNgwtDFJ8@/buildings_tempe_idChIJ44CqppgIK4cRH7QsOa1K3aI@/buildings_mesa_idChIJwZLFwMKnK4cRG3dOaRXCD9E
Scottsdale is a city in Maricopa County, Arizona. The city is located at 33°29'39''N and 111°55'34''W. According to the United States Census Bureau, the city's population was 230,512. According to the last census, the median income for a household in the city was 75,346. Please visit the city page on my website and you'll be able to see all real estate data and detailed Scottsdale statistics. @Phoenix is a city in Maricopa County, Arizona. The city is located at 33°26'54''N and 112°4'27''W. According to the United States Census Bureau, the city's population was 1,537,058. According to the last census, the median income for a household in the city was 48,452. Please visit the city page on my website and you'll be able to see all real estate data and detailed Phoenix statistics. @Glendale is a city in Maricopa County, Arizona. The city is located at 33°32'19''N and 112°11'10''W. According to the United States Census Bureau, the city's population was 237,517. According to the last census, the median income for a household in the city was 45,812. Please visit the city page on my website and you'll be able to see all real estate data and detailed Glendale statistics. @Tempe is a city in Maricopa County, Arizona. The city is located at 33°25'32''N and 111°56'24''W. According to the United States Census Bureau, the city's population was 172,816. According to the last census, the median income for a household in the city was 51,688. Please visit the city page on my website and you'll be able to see all real estate data and detailed Tempe statistics. @Mesa is a city in Maricopa County, Arizona. The city is located at 33°24'55''N and 111°49'53''W. According to the United States Census Bureau, the city's population was 464,704. According to the last census, the median income for a household in the city was 49,177. Please visit the city page on my website and you'll be able to see all real estate data and detailed Mesa statistics.

I know everything about Real Estate. Contact Me!

Todd J. Brussel

Home Smart Real Estate

8388 E Hartford Dr Ste #100 Scottsdale AZ, 85255

Email: toddbrussel@yahoo.com

Phone: (602) 549-0586

I take the time to listen carefully to understand my client’s needs, wants and concerns. I am willing to move quickly when needed and to spend more time with those who aren’t quite sure what direction to take. My genuine concern for my client’s best interests and happiness ensures that the job gets done.

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